Financing Options from Roy Inch & Sons Service Experts

April 24, 2016

Picture it: it’s August, sneaking up to triple digits, and your air conditioner stops. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.

So you call an HVAC company to come take a look and they confirm what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.

Okay, what now? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a kidney) to cover the cost of a new system?

Or option three? Financing.

Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenses such as an AC repair or replacement is needed, it is essential that we have affordable financing options available.

At Roy Inch & Sons Service Experts we have multiple financing options for homeowners looking to replace their heating or air conditioning systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.

Roy Inch & Sons Service Experts also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new HVAC system more affordable, while also getting an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Roy Inch & Sons Service Experts include the following:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many choices, why wait? Call Roy Inch & Sons Service Experts today for a no-charge in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!

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