Picture it: it’s August, sneaking up to triple digits, and your air conditioner stops. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call an HVAC company to come take a look and they validate what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenses such as an AC repair or replacement is required, it is vital that we have affordable financing options available.
At Roy Inch & Sons Service Experts we have multiple financing options for homeowners looking to replace their HVAC systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.
Roy Inch & Sons Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the money as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help decrease energy bills while giving home comfort.
The financing programs at Roy Inch & Sons Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call Roy Inch & Sons Service Experts today for a no-charge in-home home comfort analysis and we will help you discover which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to work with you!